Built for mortgage brokers, loan officers and landlord-investors who produce the schedule, only
A 30 year loan calculator for the person who produces the schedule rather than the person who signs it: the broker, the loan officer, the small lender and the landlord-investor who hand a client the payment, the first year's split between interest and principal, the total interest and what an extra payment does, and the 10-year home equity loan beside it. Worked on the page from your own principal, rate and extra payment, using the standard amortisation formula carried as a payment-per-thousand table. Free, no account. Pro keeps every client's scenarios, schedules and comparisons against the client and exports them. Nothing here is a rate of ours or a loan for sale; the worked example's rate is the Freddie Mac survey average, cited.
Amortlane Pro is $14 per month for your whole office, billed monthly.
One product, three jobs
$300,000 at 6.75% over 30 years is $1,945.80 a month, $700,488 paid over the term and $400,488 of interest, worked on the page from the payment-per-thousand table before the client asks what the number is.
The first month's interest on $300,000 at 6.75% is $1,687.50, so $258.30 of the first $1,945.80 is principal; an extra $100 a month makes the outlay $2,045.80 and goes entirely to principal. The split is the conversation a client remembers.
Scenarios with their schedules and the comparison that decided them file themselves against the client, so the question a year later has the sheet to hand. Everything exports.
Free to use. No account, no card, no trial clock.
Need one payment figure, once, for yourself? Any lender's calculator does that and this does not need to. Need the schedule, the split, the extra-payment effect and the comparison worked the same way for every client, kept against the client and exported on request, at one flat price for the office? That is the product.
| Amortlane | A lender's calculator | |
|---|---|---|
| The payment, the split and the total interest, worked from your figures | The product itself, with the arithmetic on the page and the method stated | One payment figure, with the lender's own rate and products around it |
| Price for the office | $14 a month, flat, every officer and every client, billed monthly | Free, because the calculator is the lender's lead form |
| Try before an account exists | Every worksheet computes free, no card, no trial clock | Free, then a call from the lender |
| Built for | Brokers, loan officers and investors who produce the schedule, only | The borrower the lender wants to reach |
Rates, for the record: Freddie Mac's Primary Mortgage Market Survey put the 30-year fixed-rate mortgage at 6.71% and the 15-year at 6.04% as of September 3, 2026 (freddiemac.com/pmms, read 2026-09-04). Amortlane publishes no rate of its own; the worked example rounds the 30-year survey average to the nearest eighth, and the client's quote replaces it.
The worksheets are free forever. Pro turns them into the record: every client's scenarios kept and dated, each schedule filed against the client with the comparison that decided it, your name and logo on the schedule, no watermark, and an export when the client or the compliance file asks.
$14 per month, whole office
Amortlane Pro is $14 per month for your whole office, billed monthly. Billed monthly. Cancel any time from your account page. Price and renewal terms are shown before checkout.
30 year loan calculator (Monthly payment, principal and interest): $1,945.80, Amortlane, worked example.
Cite as: "Amortlane Loan Schedule Worksheets", updated 2026-09-04, https://amortlane.com/.